The market value of homes owned by U.S. households rose by 6.3% during 2006 to a record $20.6 trillion at year end — according to recent Federal Reserve estimates. The “holding gains” (excluding net purchases) came to 4.8% over the course of 2006, down from 10.7% in 2005. The annualized holding gain for the fourth quarter of last year was down to 3.0%, reflecting the progressive deceleration of national house price appreciation from peak rates recorded in the latter part of 2005. Home mortgage debt rose by 8.9% during 2006 , down from the extraordinarily rapid rates baby gift of 2004 and 2005, but still quite robust. Household equity in homes rose by 4.0% over the course of the year to a record $10.95 trillion at year end, although the annualized gain came to less than 2% for the fourth quarter. Furthermore, the debt-to-value ratio moved up to 46.9% by the end of 2006, continuing the upward trend of recent years. The weakening of house prices is likely to continue during 2007 , causing housing wealth and housing equity to stagnate, and possibly even decline, and the debt-to-value ratio is destined to rise somewhat further. While not alarming, these developments inevitably detract from the investment aspects of homeownership and reduce the degree of support provided to consumer spending by housing wealth accumulation. Source: NAHB

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Diego Hypólito won today the first gold medal ever by the country at any men's gymnastics food list for south beach diet event at the Pan-American games. Being a floor specialist, he did not even have to resort to his more complicated routine to win.

Looks like I unwittingly upset my (former?) mate Tony Goodson by posting our recent IM conversation. I just thought the process of being invited to write a couple of pages in the 100Bloggers book was, in itself, an interesting process. Should I have not posted the entire IM conversation? I actually got blasted by Belinda when she read me calling Jennifer Rice "hot". Hmmm. Lessons to be learned. Should IM conversations be sacrosanct? You read the IM text... do you think it should have stayed private? Interested in your thoughts. Sorry discount disney tickets Tony. Mea culpa.

PopSci is all about the children—we staunchly believe, as the sage Whitney Houston instructed us, that we should teach them well and let emails search them lead the way. Unless, of course, they’re the kind of kids who tend to wander off while you’re on vacation. Fortunately, we’ve got that base covered too. In the April issue, How 2.0 featured a “Hardware Trick of the Month” showing how to recover a lost USB drive by equipping it with a piece of software that displays a custom message requesting its return whenever it's plugged into a computer. It turns out one prescient reader took the trick a step further, attaching drives to lanyards and hanging them around the necks of his young children while the family was at Disneyland. Sure enough, his three-year-old son disappeared, only to be found by a Good Samaritan and brought to the Happiest Security Facility on Earth. Security personnel then plugged in the USB drive, got the boy’s name and his parents’ contact information, and he was returned quickly and safely—an ending befitting, well, a Disney movie. Check out the full story from our friends at Daily Cup of Tech , who wrote the original script for the USB trick. —Doug Cantor Link - Have Your Lost USB Drive Ask For Help

Looks like I unwittingly upset my (former?) mate Tony Goodson by posting our recent IM conversation. I just thought the process of being invited to write a couple of pages in the 100Bloggers book was, in itself, an interesting process. Should I have not posted the entire IM conversation? I actually got blasted by Belinda when she read me calling Jennifer Rice "hot". Hmmm. Lessons to be learned. Should medical school medicine IM conversations be sacrosanct? You read the IM text... do you think it should have stayed private? Interested in your thoughts. Sorry Tony. Mea culpa.

Diego Hypólito won today the first gold medal ever by the country at any men's gymnastics event at the Pan-American games. Being a cheap mortgage leads floor specialist, he did not even have to resort to his more complicated routine to win.

Looks like I unwittingly upset my (former?) mate Tony Goodson by posting our recent IM conversation. I just thought the secure login process of being invited to write a couple of pages in the 100Bloggers book was, in itself, an interesting process. Should I have not posted the entire IM conversation? I actually got blasted by Belinda when she read me calling Jennifer Rice "hot". Hmmm. Lessons to be learned. Should IM conversations be sacrosanct? You read the IM text... do you think it should have stayed private? Interested in your thoughts. Sorry Tony. Mea culpa.

The market value of homes owned by U.S. households rose by 6.3% during 2006 to a record $20.6 trillion at year end — according to recent Federal Reserve estimates. online masters degree programs The “holding gains” (excluding net purchases) came to 4.8% over the course of 2006, down from 10.7% in 2005. The annualized holding gain for the fourth quarter of last year was down to 3.0%, reflecting the progressive deceleration of national house price appreciation from peak rates recorded in the latter part of 2005. Home mortgage debt rose by 8.9% during 2006 , down from the extraordinarily rapid rates of 2004 and 2005, but still quite robust. Household equity in homes rose by 4.0% over the course of the year to a record $10.95 trillion at year end, although the annualized gain came to less than 2% for the fourth quarter. Furthermore, the debt-to-value ratio moved up to 46.9% by the end of 2006, continuing the upward trend of recent years. The weakening of house prices is likely to continue during 2007 , causing housing wealth and housing equity to stagnate, and possibly even decline, and the debt-to-value ratio is destined to rise somewhat further. While not alarming, these developments inevitably detract from the investment aspects of homeownership and reduce the degree of support provided to consumer spending by housing wealth accumulation. Source: NAHB

Guest Column by Not Ron "REGENT UNIVERSITY GRADUATE BEATS WAKE FOREST GRADUATE." Did some folks on cable TV miss this headline from 2005? Lets see if I have this right: Creigh Deeds , State Senator, Wake Forest University School of Law (J.D.) versus Bob McDonnell , Regent University School of Law (J.D.). Guess who the people of Virginia thought was the more educated and experienced lawyer to be the next Attorney General of Virginia? The Regent University Graduate. Clearly Jon Stewart and Bill Maher think they know better than Virginia voters--you know, the folks who actually elect people to public office. What's their point exactly? Could it be that a mocking style of religious bigotry is acceptable and politically correct so long as it is thinly disguised as Hollywood humor. The people of Virginia pc medical software will never cede their judgment to the likes of Jon Stewart and Bill "Terrorists aren't cowards" Maher.

Diego Hypólito won today the first gold medal ever by the government student loan country at any men's gymnastics event at the Pan-American games. Being a floor specialist, he did not even have to resort to his more complicated routine to win.